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Savings Certificate Rates    as of 1/1/2009
Enjoy attractive yields on savings certificates with terms to fit your needs. Earn a bonus rate on renewed standard certificates when you participate in a Relationship Package. For more information, call us at (804) 323-6800 or (800) 285-6609.

Account TypeAPY for Minimum Balance of $500APY for Minimum Balance of $25000APY for Minimum Balance of $50000
3-month certificate2.30%2.40%2.50%
6-month certificate (5) 3.10%3.21%3.31%
12-month certificate (5) 3.30%3.41%3.51%
24-month certificate3.45%3.56%3.66%
36-month certificate3.75%3.86%3.96%
60-month certificate4.00%4.11%4.22%

A penalty may be imposed for early withdrawals.

5  If you desire an add-on feature for certificates of $25,000 or more, to make additional deposits to the certificate during its term, please call us for rates.

APY is Annual Percentage Yield.

Please contact us if you have questions or we can help you in any way.