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Personal & Other Loan Rates    as of 1/1/2009
Rate for personal loans is available to members with qualifying credit and approved automatic payments for the approximate term of up to 30 months. Your personal rate is based on factors such as your credit history, payment method, loan term and Relationship Package participation. For more information, call us at (804) 323-6800 or (800) 285-6609.

Loan TypeApproximate TermAnnual Percentage Rate
Personal Loansup to 30 months8.74% (13)
31 - 48 months9.24 (13)
49 - 60 months9.74 (13)
Savings Secured-3.99% - 5.47% (2)
Certificate SecuredCertificate rate + 3 percentage points

A minimum payment may apply.

2  APR may vary.

13  Other rates and terms are available. Minimum loan amount applies, not all borrowers will qualify for additional terms. Call us for details.

Please contact us if you have questions or we can help you in any way.