Personal Line of Credit Rates    as of 1/1/2009
A personal line of credit is a convenient, low-cost way to borrow without having to re-apply each time. Then you can borrow anytime, up to your credit limit. For more information, contact Member Services.

Loan Types Credit Limits Available Variable Annual Percentage Rate FirstLine $100 to $1,000 13.00% Virginia Line $1,000 to $15,000 8.00% StateLine $10,000 to $35,000 6.50%

Minimum rates are: 6.5% for StateLine, 8.0% for Virginia Line, 13.0% for FirstLine. The minimum monthly payment for any line of credit is 1.5% of your outstanding balance or $50, whichever is greater.

Please contact us if you have questions or we can help you in any way.