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Biography

At Virginia Credit Union, it’s more than selling a mortgage. It’s advising and educating a member about a process that results in a better way of life. Refinancing or applying for a mortgage can be a complicated experience, and what I do is walk our members through the steps and answer any questions along the way.

I’ve been in the mortgage loan industry for more than 19 years, and I understand the importance of keeping everyone informed. Whether assisting a member with purchasing a home or refinancing for life events, it’s helping achieve a life goal.

I have lived in the Richmond area for more than 49 years. In my spare time, my wife and I enjoy exploring Virginia’s history, museums, performing arts and sporting events. I’m also a member of a church where I conduct a class for middle and high school aged students.

Benefits of working with a VACU Mortgage Loan Officer

I'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.

  • Mortgages for your primary residence, second homes, or investment properties
  • No closing-cost options
  • Adjustable rate mortgages
  • First-time home buyer loans
  • Low down payment options
  • Specialty loans, including 100% financing and jumbo loans
  • Construction loans and land loans

 

Services Offered

We've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation.

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    Mortgages

    From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.

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    Refinancing

    Take advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.

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    Get pre-qualified!

    Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations

Let's get your mortgage process started.

I'm here and ready to help find the right option for you.