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Relationship Packages

Use a Virginia Credit Union checking account and keep higher combined deposit and/or loan balances under your member number to enjoy additional benefits with a Relationship Package. Enjoy loan discounts, free checks, and more.

Not sure if you qualify? Our Relationship Package Calculator can help.

Relationship Package FAQs >>
 
To enroll, an active VACU checking account is required along with the
specified combined balances for the level you desire.
Benefits
Level 1
Level 2
Level 3

Level 4

  $10,000 combined loan & deposit balances $5,000 combined deposit balances    
OR
$15,000 combined loan & deposit balances
$10,000 combined deposit balances   
OR
$20,000 combined loan & deposit balances
$15,000 combined deposit balances   
OR
$25,000 combined loan & deposit balances
.25% APR discount on new personal, vehicle or home equity loans
X
X
X
X
$100 off closing costs on a new VACU first mortgage loan
X
X
X
X
Free VACU custom checks
 
1 box per year
2 boxes per year
2 boxes per year
Free travelers checks
 
X
X
X
Free official checks
 
X
X
X
Free domestic outgoing wire transfers — 2 per month
 
X
X
X

Free stop payment request — 1 per month

 
 
X
X
Free Checking Plus — no minimum balance
 
 
X
X
20% off VACU annual safe deposit box rental (based on availability)
 
 
 
X
Bonus renewal rate on a savings certificate or IRA certificate (special certificates excluded)
 
 
 
X

Monthly fee for going below the minimum combined balance

$6
$8
$10
$12

Your combined deposit balances are the total average monthly balance of these accounts under your member number:

  • Active regular checking or Checking Plus
  • Regular savings
  • Premium and Premium Plus money market savings
  • Savings certificates
  • IRAs

Your combined loan and deposit balances are the total of all the above accounts, plus total month-end balances of these types of loan accounts under the same member number:

  • Personal loans
  • Vehicle loans
  • Personal lines of credit (balance, not limit)
  • Credit cards (balance, not limit)
  • Home equity lines (balance, not limit)
  • Home equity loans

Use our Relationship Package Calculator to find out if you qualify.

How to sign up for a Relationship Package
It’s easy! Just call Member Services to request enrollment in a Relationship Package.

If you have any questions, please see our list of Frequently Asked Questions or contact us if we can help you in any way.